In 2018, the mortgage stress test was introduced to Canadian’s, and since its inception, the test has caused some difficulty for new and existing homeowners. If you’re in need of a first or second mortgage, or even a home equity loan, you’ve come to the right...
If you decide today that you need to borrow a bit of extra money to cover a few of your expenses, there are a few options you can proceed with. You can take out a personal loan, apply for a credit card, or look for...
No sugar-coating involved – times are rough. Many Canadians are losing their jobs, being placed on temporary lay-offs, or working severely reduced hours remotely. The COVID-19 virus discovered originally in Asia more than 2 months ago now is just starting to take effect in the...
For most of us, our home is our number 1 most valuable asset. Conducting a home renovation can both make your property more valuable and make the space more comfortable. However, a lot of renovations don’t come cheap. Before you start going around peeling off...
For a lot of home owners, the number one question to ask when it comes to property is "How can I pay off my mortgage as fast as possible?" Like all periodic payments, we’re always looking towards the last mortgage payment and to claim full ownership...
Are you buying your first home? Or, do you already have a few properties in your portfolio and are looking to expand? Whichever end of the spectrum you’re on, here are five mistakes to avoid when purchasing a home. Some of them you may have...
