Costs & Bills

In mortgage refinance, the bank or lender pays off your previous loan and replaces it with a new one; this is why the term refinance is used. Most borrowers go for refinancing to lower their interest rate and shorten their payment term or to take...

Not everyone meets the rigid criteria requirements to obtain a mortgage from big financial institutions such as banks. They often involve a timely application process before they even consider an individual for a mortgage, which can be an overwhelming situation for those seeking quick and...

Do you have a high-interest debt? Are you wondering “Can I consolidate debt into a mortgage?” Any kind of debt can be hard to pay down and get permanently dissolved if the interest charges keep accruing. Many people may feel at a loss about making...

If you’re a homeowner in need of capital, chances are you’ve stumbled across a variety of lending options. Two common lending solutions that often puzzle homeowners are Private Lending and Alternative Lending.  Both private and alternative lenders differ from traditional lenders, such as the Big 5...

If you’re a homeowner in need of capital, chances are you’ve stumbled across a variety of lending options. Two common lending solutions that often puzzle homeowners are Private Lending and Alternative Lending.  Both private and alternative lenders differ from traditional lenders, such as the Big 5...

Understanding the value of your house is important to know, not just to ease your curiosity, but for a variety of other financial purposes. For instance, if you’re aware of your home value you’ll be able to better establish an accurate listing price. But maybe...