[vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1563684535855{padding-top: 100px !important;padding-bottom: 100px !important;}” z_index=”” el_id=”content-page-intro”][vc_column width=”1/2″ el_class=”intro-image”][vc_single_image image=”1057″ img_size=”full” alignment=”center” qode_css_animation=””][/vc_column][vc_column width=”1/2″][vc_separator type=”normal” color=”#100f0f” thickness=”4px” up=”0″ down=”10″][vc_column_text]
We make getting approved for your loan quick and easy!
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Our Goal For You is 24 Hour Approval!
[/vc_column_text][vc_empty_space height=”15px”][vc_column_text]If you own a home, you may be able to tap into the equity of your house for everything from renovation projects to paying off credit card debt. Take advantage of soaring home prices without the need to involve yourself in real estate!
The value of your home has likely increased since you bought it. At Leap Financial, a home equity loan can help provide you access to money based on the increased market value. Additionally, home equity loans can provide access to large amounts of money and be easier to qualify for than other types of loan as you’re placing your home as collateral. Since you’re securing the loan with your home, you’ll likely to also pay less interest than you would on a personal loan.[/vc_column_text][vc_empty_space height=”31px”][qode_button_v2 target=”_self” icon_pack=”font_awesome” icon=”fa-check-square” enable_icon_square=”yes” font_weight=”600″ hover_effect=”” gradient=”no” text=”Start Your Application Today” link=”https://leapfinancial.ca/apply-now/” font_family=”Barlow” font_size=”16″ icon_font_size=”16″][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”full_width” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” z_index=””][vc_column][vc_single_image image=”990″ img_size=”full” qode_css_animation=””][/vc_column][/vc_row][vc_row css_animation=”” row_type=”row” use_row_as_full_screen_section=”no” type=”grid” angled_section=”no” text_align=”left” background_image_as_pattern=”without_pattern” css=”.vc_custom_1563851561147{padding-bottom: 120px !important;}” z_index=””][vc_column width=”1/2″ css=”.vc_custom_1563852369962{margin-top: -18% !important;}” el_id=”home-feature-block”][vc_single_image image=”1056″ img_size=”full” alignment=”center” qode_css_animation=””][vc_empty_space height=”25px”][vc_separator type=”normal” color=”#100f0f” thickness=”4px” up=”0″ down=”10″][vc_column_text]
Providing You With Everyday Lending Solutions
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How Does a Home Equity Loan Work?
[/vc_column_text][vc_empty_space height=”15px”][vc_column_text]First start by calculating how much equity you have in your home. Once the value is determined, you can attain access to a portion of that equity within a given period of time. You can then use the following equation to calculate how much home equity you have.[/vc_column_text][vc_empty_space height=”4px”][vc_row_inner row_type=”row” type=”full_width” text_align=”left” css_animation=”” css=”.vc_custom_1563682753795{padding-top: 20px !important;padding-bottom: 20px !important;}”][vc_column_inner width=”1/3″][counter type=”zero” box=”yes” position=”left” font_weight=”500 Medium” text_font_weight=”500 Medium” separator=”no” digit=”600″ text=”Appraised Value” text_size=”16″ box_border_color=”#e2e2e2″ font_size=”48″ font_color=”#e2e2e2″][/vc_column_inner][vc_column_inner width=”1/3″][counter type=”zero” box=”yes” position=”left” font_weight=”500 Medium” text_font_weight=”500 Medium” separator=”no” digit=”200″ text=”Your Mortgage” text_size=”16″ box_border_color=”#e2e2e2″ font_size=”48″ font_color=”#e2e2e2″][/vc_column_inner][vc_column_inner width=”1/3″][counter type=”zero” box=”yes” position=”left” font_weight=”500 Medium” text_font_weight=”500 Medium” separator=”no” digit=”400″ text=”Available Equity” text_size=”16″ box_border_color=”#e2e2e2″ font_size=”48″ font_color=”#9ec43b”][/vc_column_inner][/vc_row_inner][/vc_column][vc_column width=”1/2″ css=”.vc_custom_1563852373326{margin-top: -18% !important;}” el_id=”home-feature-block”][vc_single_image image=”1055″ img_size=”full” alignment=”center” qode_css_animation=””][vc_empty_space height=”25px”][vc_separator type=”normal” color=”#100f0f” thickness=”4px” up=”0″ down=”10″][vc_column_text]
We Make Getting Approved a Quick & Easy Process
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Why Your Credit Rating is Irrelevant
[/vc_column_text][vc_empty_space height=”15px”][vc_column_text]At Leap Financial, we don’t take credit scores into account as their sole purpose is to rank consumers based on their level of risk towards a lender. However, the criteria of how a person’s credit is score is very narrow. Factors such as whether their credit bills are paid on time and whether they own a home or are employed are the sole factors taken into account. What is excluded are most of the external factors – a person may choose not to use credit cards to avoid taking on unnecessary debt, and choose to be self-employed instead of working for a company. These are all factors that can increase a person’s chances of paying back their loan on time that aren’t accounted for.[/vc_column_text][/vc_column][/vc_row]